Resources & Articles

AUTO INSURANCE ARTICLES

Defensive Driving Course

So You Need (or Want) to Take a Defensive Driving Course Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement...

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Night Driving Dangers

Night Driving Dangers

A little extra caution can go a long way while driving at night Summer has ended, and while fall and winter have their own pleasures — including visits to Callaway Gardens or seeing the Gaddy's Christmas lights— longer nights mean increased danger on the roads. You...

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Slow down, save money … and lives

Slow down, save money … and lives

How many times has the following happened to you? You’re speeding down GA Hwy 85 when you spot a Georgia State Trooper car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think about what could have...

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Do You Need Rental Car Insurance?

Do You Need Rental Car Insurance?

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re...

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HOME INSURANCE ARTICLES

10 Things to Do to Prepare Your Home for Fall

10 Things to Do to Prepare Your Home for Fall

Fall is a wonderful time in Georgia — if your home is ready for it. Yes, this is the time of year to fix small problems before they become big, and big ones before they become catastrophic. Here are 10 tips to help: Look up. Examine your roof closely. Remove moss,...

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BUSINESS INSURANCE ARTICLES

Worker’s Compensation FAQ

Worker’s Compensation FAQ

Worker's CompensationIf you regularly employ three or more persons in your Georgia business, you are required to provide the benefits.Yes, as long as they are regular. A regular part-time employee works regularly on a part-time basis. Such as employees who only work...

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Professional Liability

Professional Liability

Do I need Professional Liability? Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owner's policy. This protects them against financial losses from lawsuits filed against them by their...

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What Insurance Should My Business Have?

What Insurance Should My Business Have?

Most businesses need to purchase at least the following four types of insurance: Property Insurance: Property insurance compensates you if the property you use in your business is lost or damaged as the result of various types of common perils such as fire or theft....

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Insuring Your Home Based Business

Insuring Your Home Based Business

Insuring Your Home Based Business An extremely small business, such as one operated by one or two people out of a home, may not need workers compensation insurance. But it often needs more property and liability insurance than is provided in a typical homeowners...

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