Worker’s Compensation FAQ

Worker’s Compensation FAQ

Worker’s Compensation How many employees must I have in order to be required to provide workers' compensation insurance? If you regularly employ three or more persons in your Georgia business, you are required to provide the benefits. Does this include...
Professional Liability

Professional Liability

Do I need Professional Liability? Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owner’s policy. This protects them against financial losses from lawsuits filed against them by...
What Insurance Should My Business Have?

What Insurance Should My Business Have?

Most businesses need to purchase at least the following four types of insurance: Property Insurance: Property insurance compensates you if the property you use in your business is lost or damaged as the result of various types of common perils such as fire or theft....
Insuring Your Home Based Business

Insuring Your Home Based Business

Insuring Your Home Based Business An extremely small business, such as one operated by one or two people out of a home, may not need workers compensation insurance. But it often needs more property and liability insurance than is provided in a typical homeowners...
Why Credit Matters

Why Credit Matters

What does my credit rating have to do with purchasing insurance? Credit scores are based on an analysis of an individual’s credit history. Insurers often generate a numerical ranking based on a person’s credit history, known as an insurance score, when...